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... Tip 2: Don’t Assume Your Pharmacy Insurance Will Deliver the Best DealWhen it comes to medications, don’t forget to ask your physician if a generic version of a drug will work just as well as the brand-name option. Never assume that the pharmacy benefits on your health plan will be the most cost-effective route. ...

... You may have a pile of pamphlets crowding your kitchen table and a head full of questions that you forget the moment you set foot in a doctor’s office. ...