Myralee, about the inserts/insoles, Like Shelly14 said, "different strokes for different folks"
My experience has been that for me, it has been more important that I wear insoles in my shoes, than having really good expensive shoes. In the past I have suffered with plantar fasciaitis, sciatic nerve pain and knee pain.
I like to walk a lot, and ever since I started putting Dr Scholl's insoles in all of my shoes, I really have not been bothered by any of those issues

I just got orthotic shoes with special insoles prepared by chiro with degree in orthotics. Feet pain free, insurance covered items and compression stockings

this has been a big issue for me for years. I have foam inserts in my slippers. Otherwise I feel like all the bones in my feet are broken. I wear tennis shoes without the extra band at the ball and toe of the sneakers. I seem to trip over that extra coverage. I did just find Clarks sandals, they are cushy at the ball and heal. Also somewhat dressy. I save them for special occasions.

It seems like the shoe issue is a big one. The key to not suffering fractures from falling over is feeling secure in your footwear and it is obvious we all have our favourites to hopefully prevent this from happening.
I walk every day with the dogs and always watch the ground to prevent tripping on anything. This habit goes back to my childhood when I looked down and found money on the ground. This has continued and it's amazing how many coins people drop! Lol!😆😆

I wear nothing only COMFORTFIT shoes and they sure do live up to their name it's like going out in your slippers you wouldn't even know that you had them on your feet , I bought mine on line from a site called 50 plus it's a shop for the women of a certain age lol , you may know it better by J.D.Williams , Dunnes Stores also sell them they cost £30.00 but I bought mine 2 Summers ago and I'm still wearing the same two pairs, well worth the money for the comfort that you get while walking , I suffer from Osteoporosis in my hips and spine, Degeneritive Disk Disease , and Fibromyalgia , they are the only shoes that give me comfort